Government contract insurance requirements

“Employer’s liability coverage of at least $100,000 shall be required, except in States with exclusive or monopolistic funds that do not permit workers’ compensation to be written by private carriers.”

“The contracting officer shall require bodily injury liability insurance coverage written on the comprehensive form of policy of at least $500,000 per occurrence.”

“The contracting officer shall require automobile liability insurance written on the comprehensive form of policy. The policy shall provide for bodily injury and property damage liability covering the operation of all automobiles used in connection with performing the contract. Policies covering automobiles operated in the United States shall provide coverage of at least $200,000 per person and $500,000 per occurrence for bodily injury and $20,000 per occurrence for property damage.”

“Although the Government is not ordinarily concerned with the contractor’s insurance coverage if the contract is a fixed-price contract, in special circumstances agencies may specify insurance requirements under fixed-price contracts.”

“the coverage specified in 28.307 is the minimum insurance required and shall be included in the contract Schedule or elsewhere in the contract. The contracting officer may require additional coverage and higher limits.”

“Cost-reimbursement contracts (and subcontracts, if the terms of the prime contract are extended to the subcontract) ordinarily require the types of insurance listed in 28.307-2, with the minimum amounts of liability indicated.”

“Policies covering automobiles operated in the United States must provide coverage of at least $200,000 per person and $500,000 per occurrence for bodily injury and $20,000 per occurrence for property damage.”

“The contracting officer shall insert the clause at 52.228-9, Cargo Insurance, in solicitations and contracts for transportation or for transportation-related services, except when freight is shipped under rates subject to released or declared value.”

“agrees to maintain, during the continuance of this contract, vehicular liability and general public liability insurance with limits of liability for- (1) Bodily injury of not less than $______ for each person and $______ for each occurrence”

“if a fixed-price contract is contemplated, the contract amount is expected to exceed the simplified acquisition threshold, and the contract will require work on a Government installation”

“Simplified acquisition threshold means $350,000, except for”

“The Contractor shall, at its own expense, provide and maintain during the entire performance of this contract, at least the kinds and minimum amounts of insurance required in the Schedule or elsewhere in the contract.”

“Before commencing work under this contract, the Contractor shall notify the Contracting Officer in writing that the required insurance has been obtained.”

“The policies evidencing required insurance shall contain an endorsement to the effect that any cancellation or any material change adversely affecting the Government’s interest shall not be effective- (1) For such period as the laws of the State in which this contract is to be performed prescribe; or (2) Until 30 days after the insurer or the Contractor gives written notice to the Contracting Officer, whichever period is longer.”

“The Contractor shall maintain a copy of all subcontractors’ proofs of required insurance, and shall make copies available to the Contracting Officer upon request.”

“Insert the clause at 552.228-5, Government as Additional Insured, in solicitations and contracts that are expected to exceed the simplified acquisition threshold and require work on a Government installation.”

“(a) This clause supplements the requirements set forth in FAR clause 52.228-5, Insurance–Work on a Government Installation. (b) Each insurance policy required under this contract, other than workers’ compensation insurance, shall contain an endorsement naming the United States as an additional insured with respect to operations performed under this contract. The insurance carrier is required to waive all subrogation rights against any of the named insured.”

“Each person or organization shown in the Schedule is an "insured" for Covered Autos Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision”

“The Transfer Of Rights Of Recovery Against Others To Us condition does not apply to the person(s) or organization(s) shown in the Schedule, but only to the extent that subrogation is waived prior to the "accident" or the "loss" under a contract with that person or organization.”

“Utah’s Department of Transportation (UDOT) requires all prime consultants to have current insurance coverage before execution of a contract.”

“Consultants must submit a compliant Acord 25 Certificate of Liability Insurance, specifying each required type of insurance, along with Health Insurance Statements (if applicable based on contract value), as part of the Financial Screening Application (FSA) process”

“Consultants will secure and maintain commercial automobile liability insurance that provides coverage for owned, hired, and non-owned automobiles with a combined single limit of $1,000,000 per occurrence OR $500,000 Liability per person, $1,000,000 Liability per occurrence, and $250,000 Property Damage.”

“stating that the policy is amended to include an organization whom you have agreed to add as an additional insured by contract, and must state that coverage is afforded on a primary and non-contributory basis.”

“All required certificates and policies will provide that coverage thereunder will not be canceled or modified without providing 30 days prior written notice to UDOT”

“These limits can be covered either with a commercial automobile liability insurance policy alone, or with a combination of a commercial automobile liability insurance policy and an umbrella insurance policy and/or a commercial automobile liability insurance policy and an excess insurance policy.”

“Currently rated “A” or better by A.M. Best Company and have an A.M. Best Company financial size category rating of not less than VIII”

“UDOT does not manage subconsultant insurance. In the event any work is subcontracted, the prime consultant is responsible for determining whether to require its subconsultants to maintain the same minimum coverages as the prime”

“Automobile Liability -Bodily Injury and Property Damage for any owned, hired, and non-owned vehicles used in the performance of this Contract. Combined Single Limit (CSL) $2,000,000.00”

“These regulations include specific insurance requirements and the more stringent shall be followed in case of conflicting coverage limits.”

“The Utah Transit Authority shall be named as an additional insured with respect to liability arising out of the activities performed by, or on behalf of the Contractor, including automobiles owned, leased, hired, or borrowed by the Contractor.”

“Collision – An amount equal to at least 100 percent of the Project Equipment value during the period of coverage or minimum specified by State and Federal law, whichever is greater.”

“Automobile Liability combined single limit in an amount not less than $1,000,000 for bodily injury and property damage, including owned, hired and non-owned vehicle coverage.”

“For Charter Bus Companies, the minimum Automobile Liability combined single limit coverage required is $5,000,000.”

“Provide for a 30-day notice of cancellation or non-renewal of coverage to the University.”

“Certificates of Insurance will be requested prior to facilities use or prior to the beginning of services and/or the start of a contract.”

“The required Commercial General Liability and Business Automobile limits may be accomplished through a combination of primary and excess/umbrella policies”

“All policies shall evidence insurance written by carriers authorized to conduct business in the State of Utah and rated at least “A-” in A.M. Best Key Rating Guide.”

“Contractor shall maintain motor vehicle liability with limits not less than $1,000,000 combined single limit per accident. Such insurance shall cover liability of a motor vehicle including owned, hired, and non-owned motor vehicles.”

“It is extremely important contractors refer to insurance requirements of the contract opportunity.”

“The contractor should immediately forward the insurance requirements section of the contract to their insurance provider before submitting a bid.”

“noncompliance with insurance requirements and/or failure to provide the requisite proof of insurance coverage and endorsement(s) will delay the state’s ability to authorize a contractor to commence work pursuant to the contract and may result in loss of the contract award.”

“A statement on the certificate of endorsements is not acceptable in lieu of the actual endorsement.”

“The symbols entered next to a coverage on the Declarations designate the only "autos" that are covered "autos".”

“Only those "autos" described in Item Three of the Declarations for which a premium charge is shown”

“if Symbol 7 is entered next to a coverage in Item Two of the Declarations, an "auto" you acquire after the policy period begins will be a covered "auto" for that coverage only if:”

“If Covered Autos Liability Coverage is provided by this Coverage Form, the following types of vehicles are also covered "autos" for Covered Autos Liability Coverage:”

“Only those "autos" you lease, hire, rent or borrow.”

“Only those "autos" you do not own, lease, hire, rent or borrow that are used in connection with your business.”