Car hauler insurance

“For-hire motor carrier means a person engaged in the transportation of goods or passengers for compensation.”

“Driveaway-towaway operation means an operation in which an empty or unladen motor vehicle with one or more sets of wheels on the surface of the roadway is being transported:”

“For-hire (In interstate or foreign commerce, with a gross vehicle weight rating of 10,001 or more pounds) Property (nonhazardous) $750,000”

“Fleet including only vehicles under 10,001 pounds (4,536 kilograms) GVWR Property (non-hazardous) $300,000”

“For-Hire Property Carriers (Non-Hazardous) GVWR ≥ 10,001 pounds $750,000 $0 $0 BMC-91, or BMC-91X, or BMC-82”

“In general, companies that do the following are required to have interstate operating authority (MC number) in addition to a DOT number: Operating as for-hire carriers (for a fee or other compensation)”

“a policy issued or renewed on or after January 1, 2025, containing motor vehicle liability coverage may not limit the insurer's liability under that coverage below the following: (a) (i) $30,000 because of liability for bodily injury to or death of one person”

“Each intrastate private motor carrier must have a minimum amount of $750,000 liability.”

“"Property damage" to or "covered pollution cost or expense" involving property owned or transported by the "insured" or in the "insured's" care, custody or control. But this exclusion does not apply to liability assumed under a sidetrack agreement.”

“Such insurance as is afforded, for public liability, does not apply to injury to or death of the insured's employees while engaged in the course of their employment, or property transported by the insured, designated as cargo.”

“We will pay all sums the "insured" legally must pay as damages for "loss" to a "customer's auto" or "customer's auto" equipment left in the "insured's" care while the "insured" is attending, servicing, repairing, parking or storing it in your "garage operations"”

“"Tow truck" means a motor vehicle constructed, designed, altered, or equipped primarily for the purpose of towing or removing damaged, disabled, abandoned, seized, or impounded vehicles from a highway or other place by means of a crane, hoist, tow bar, tow line, dolly, tilt bed, or other means.”

“Tow truck motor carriers performing emergency moves shall maintain liability insurance coverage of at least $750,000 per occurrence. Tow truck motor carriers performing non-emergency moves shall maintain liability insurance coverage of at least $1,000,000 per occurrence.”

“The liability imposed under this paragraph is for the actual loss or injury to the property caused by (A) the receiving carrier, (B) the delivering carrier, or (C) another carrier over whose line or route the property is transported”

“A motor carrier receiving property for transportation from one point in this state to another point in this state shall issue a receipt or bill of lading for the property, and shall be liable to the lawful holder of the property for any loss, damage, or injury to the property caused by the motor carrier,”

“A contract, receipt, rule, regulation, or other limitation of any character whatsoever may not exempt the motor carrier from this liability.”

“we will pay for the direct physical loss to covered property that you are legally liable to pay as a trucker under a written: bill of lading, tariff document, rate confirmation sheet, shipping receipt, or contract of carriage.”

“Any property for which no bill of lading, tariff document, rate confirmation sheet, shipping receipt, or contract of carriage has been issued, or which is carried gratuitously or without charge.”

“However, for auto haulers, loading or unloading means moving covered property onto or off of your insured auto, including moving a motor vehicle under its own power solely for the purpose of loading or unloading it from the insured auto, but no more than one road mile from the insured auto.”

“With respect to auto haulers, we will not pay for pre-existing damage to vehicles being transported by the insured. For coverage to apply, the insured auto hauler must provide to us a signed inspection document attesting to the condition of covered property before loading.”

“We will not pay for corrosion, contamination, marring or scratching to any covered property or business equipment unless it results from damage to an insured auto.”

“Excluded Peril m. is deleted and replaced by the following: m. Contamination We will not pay for contamination to any covered property or business equipment unless it results from damage to an insured auto.”

“Any property in or on an insured auto after it has remained at any location for more than 72 hours. This includes locations you own or use.”

“(iv) The actual cost to the shipper to repair or replace the covered property with material of like kind and quality, not including any claim for diminution of value to the covered property; or”

“Regardless of the number of insured autos or trailers involved, insureds, premiums paid, policies issued by us, claims made, or lawsuits brought, the most we will pay for loss to covered property in any one occurrence is the limit of liability shown on the declarations page for “Cargo Liability” coverage.”

“Text Redoubt the broker packet, the lender's insurance letter, the platform's upload screen or the renewal itself, with the vehicles and the date you need it by. We will say what can be bound now, what needs the carrier, and what to send back.”